Navigate Ventures is pleased to announce it has made an investment in Integrated Finance, a fintech infrastructure platform that provides businesses with the tools to build, expand, and manage financial services. Through a unified API and a marketplace of pre-built integrations, it enables companies to embed accounts, cards, and payments seamlessly, while also connecting with compliance and risk solutions to streamline regulatory workflows.

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Integrated Finance is a fintech infrastructure platform that enables companies to embed and manage financial services such as accounts, card issuing, payments, compliance, and core banking through a single unified API. The platform connects businesses to third-party providers while standardizing workflows, making it easier to launch, scale, and orchestrate embedded financial products. By handling the complexity of financial infrastructure, Integrated Finance empowers digital banks, lenders, fintechs, and investment platforms to focus on building products and delivering value rather than reinventing backend systems.

Integrated Finance is led by co-founders Alistair Cotton (Co-CEO) and Daniel Cronin (Co-CEO), experienced fintech entrepreneurs with a track record of building and scaling ventures across global banking, payments, and technology. Alistair drives the company’s customer-focused strategy and growth, channeling his passion for product design to improve access to financial services and shape the future of embedded banking through Infrastructure-as-a-Service. Daniel, a serial fintech founder and investor, brings deep expertise in commercial strategy and operations, having delivered industry-leading innovations across FX, travel, and renewable energy. Together, they are redefining how businesses connect to and scale financial infrastructure, building a platform created by founders, for founders.

"Partnering with Navigate Ventures strengthens our ability to deliver scalable, compliant financial infrastructure for modern FinTechs. Their deep expertise and strategic insight make them an invaluable partner as we build on that vision" - Daniel Cronin, Co-Founder & Co-CEO, Integrated Finance.

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Why We Invested

Integrated Finance is solving a critical problem in the financial ecosystem by providing a modern API-driven infrastructure that allows FinTechs and enterprises to quickly embed banking, payments and compliance functionality without building complex systems from scratch. With a strong team, growing market demand for embedded finance, and clear differentiation in orchestration and compliance automation, Integrated Finance aligns perfectly with our thesis of backing high-impact B2B SaaS companies addressing large, underserved pain points.

"Integrated Finance is redefining how companies build and scale financial products through smarter, connected technology. It’s inspiring to support this mission as part of the Navigate team, which is dedicated to backing founders who use technology to drive meaningful progress across industries.”, Izzy Fox, Navigate Ventures.

"IR has the potential to become a key global player in the very fragmented sector. The team has the deep domain expertise and understanding to provide enterprise class solutions for companies globally. We are proud to partner with them.", Ivan Nikkhoo, Navigate Ventures.

Co-investors include: Quadri Ventures, Octopus Ventures, and e2vc.

We are pleased to welcome Integrated Finance to our family of portfolio companies at Navigate Ventures.

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